Pricing

Honest pricing. No surprises.

We use cost-plus pricing, the most transparent model in the industry, and we guarantee to beat the markup you're paying now.

How it works

Cost-plus, explained

Cost-plus is the clearest way to price card processing. Your hard costs — the interchange and assessment fees set by Visa and Mastercard — pass straight through at cost. SaltyPay adds one small, fixed markup on your volume. You see exactly what you pay, and why.

Compare that to bundled or tiered pricing, where the margin hides inside vague categories and you never quite know what you're paying for. Cost-plus is the opposite: total transparency.

What you actually pay

  • Interchange & assessments: passed through at cost, with no markup
  • SaltyPay markup: one small, fixed rate on your total volume
  • Your statement: every line visible, every month, no mystery fees

We'll cut your processor's markup by at least 25%.

We audit your current statements, find where you're overpaying, and build a custom rate that saves you money. Most island businesses are on legacy pricing nobody has reviewed in years. Let's fix that.

Social enterprise

A model that funds your cause

SaltyPay works with any island business. But if you're a non-profit, community group, or social enterprise, here's what makes us different: 50% of our revenue can go directly to your organization's primary cause.

Your payment processing stops being a cost and becomes funding for the mission you already care about. If that's you, let's talk about how it works.

Start the conversation

Good fit for

  • Non-profits and registered charities
  • Community organizations and events
  • Social enterprises with a primary cause
  • Any island business that wants its fees to do more
Getting started

How to switch, in three steps

1

Send your statements

Share your current processing statements. It takes a couple of minutes, and there's no obligation.

2

Get a free analysis

We audit your setup and show you exactly how much you'll save with SaltyPay.

3

Switch with zero downtime

We handle the transition. Your new terminal is tested and ready before the old one is switched off.

Let's reduce your costs

Send your latest statement and I'll show you the savings. No fees to switch, no risk.

Get a free analysis

Or write to marc@saltypay.ca — you probably already know me.