Three ways to get paid on Salt Spring
A counter, an invoice, or a job site — whatever your business runs on, there's a SaltyPay fit. The same tools the big chains use, set up and supported by someone who lives here.
Clover POS
The all-in-one point-of-sale that runs the counter and the table. From a busy bakery line to tableside at dinner service, Clover handles payments, tips, inventory, and reporting on hardware built for the floor.
- Station Duo, Mini, and portable Flex: a device for every counter and farmers-market booth
- Tap, dip, and swipe, including Apple Pay and Google Pay
- Built-in inventory, staff scheduling, and real-time reporting
- Keeps processing offline, so an island internet outage doesn't stop a sale
- Connects to QuickBooks, online ordering, and 300+ apps
- Optional credit surcharge to offset processing costs (2.4% on credit, never on debit)
Running Clover on the island
- Francis Bread: Mini-to-Mini setup at the counter
- The Woodshed: full Clover POS
- Cafe Flora: Clover with credit surcharging
- Salt Spring Wild Cider: Flex integrated with Auphan POS
BenjiPays
Stop chasing cheques. BenjiPays automates accounts receivable right inside QuickBooks or Xero, so invoices get paid on time, automatically. Built for B2B operations and the bookkeepers who run them.
- Auto-processing charges cards on each invoice's due date
- "Pay Now" links embedded in every invoice email
- Two-way sync with QuickBooks Online and Xero
- Virtual terminal for phone and manual payments
- Tokenized card vault securely stores customer payment methods
- Works with your existing merchant account and rates
Perfect for
- B2B suppliers and wholesalers
- Professional services and consultants
- Accountants and bookkeepers managing several island clients at once
- Anyone already running QuickBooks Online or Xero
Jetpay
Send and receive business payments the easy way: pay vendors, collect from clients, and skip the paperwork. No cheques, no limits, no headaches. Built for contractors, trades, and professional services.
- Accept credit card and EFT/bank payments, with no transaction limits
- Optional surcharge to pass processing costs to clients
- One dashboard to send, request, and track payments in real time
- Fraud prevention and chargeback protection built in
- Made for large project payments, progress draws, and vendor payouts
As someone who's had to chase down countless cheques to get paid for projects, Jetpay has saved me tons of time and stress, making AR way easier. They also make it simple to send payments to vendors. It's a win-win for business.
Offset your costs with credit surcharging
Canadian businesses can apply a 2.4% surcharge on credit card transactions: only on credit, never on debit. Cafe Flora opened with surcharging on and has heard zero complaints. Available with both Clover and Jetpay, and entirely your call.
Not sure which one fits?
Tell me what your business runs on and I'll point you to the right setup, or talk you out of one you don't need.
Talk to MarcOr write to marc@saltypay.ca — you probably already know me.